Welcome to the December 2010 edition of E-link!

In this edition, we look at stock market indexes as a measure of the movements in a particular segment of the market.  In particular we look at the leading benchmarks of how the Australian market is performing and discuss how they can be used as guides to investment.

When you receive your payslip each pay period you are confronted with abbreviations and figures which do not seem to make much sense. We show you how to read a NSW Health Department payslip and make sense of the numbers.

We also look at the role and importance of income protection insurance in your insurance program and show how it relates to other types of disability insurance. For the cost of approximately one week's salary each year you can have financial peace of mind.

With current interest rate volatility many mortgage holders may be considering re-financing their loans.  We look at fixed and variable mortgages and discuss the differences between them. We also highlight some important dates to remember over the coming months.

As always, we hope you enjoy these articles and find them informative. We love to hear your feedback, so please share your comments with us using the link below.

On a final note, the team at Bongiorno would like to take this opportunity to wish you and your family a very Merry Christmas and a happy and prosperous new year. We look forward to working with you again in 2011 to help you achieve your financial goals.

Regards,

The Bongiorno team