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Welcome to the December 2010 edition of E-link!

In this edition, we look at stock market indexes as a measure of the movements in a particular segment of the market.  In particular we look at the leading benchmarks of how the Australian market is performing and discuss how they can be used as guides to investment.

When you receive your payslip each pay period you are confronted with abbreviations and figures which do not seem to make much sense. We show you how to read a NSW Health Department payslip and make sense of the numbers.

We also look at the role and importance of income protection insurance in your insurance program and show how it relates to other types of disability insurance. For the cost of approximately one week's salary each year you can have financial peace of mind.

With current interest rate volatility many mortgage holders may be considering re-financing their loans.  We look at fixed and variable mortgages and discuss the differences between them. We also highlight some important dates to remember over the coming months.

As always, we hope you enjoy these articles and find them informative. We love to hear your feedback, so please share your comments with us using the link below.

On a final note, the team at Bongiorno would like to take this opportunity to wish you and your family a very Merry Christmas and a happy and prosperous new year. We look forward to working with you again in 2011 to help you achieve your financial goals.

Regards,

The Bongiorno team

Buying shares using ASX performance benchmarks

Choosing which Australian shares to invest in can be difficult, but there are some benchmarks that will help. Read More »

Understanding your payslip

Each pay period you receive a notice of what you have earned, but what do all the different terms on your payslip mean? Read More »

Covering all bases

You probably insure your assets, but what about insuring your life and your ability to earn an income? Read more about the different types of personal insurance. Read More »

Your mortgage: fixed or variable...or both?

Interest rates are rising, but should you change your mortgage? Read more here about the different types of mortgages available. Read More »

Upcoming dates

We are pleased to be able to provide you with a list of upcoming dates. Read More »