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11. Income protection and life cover

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We have had a number of queries regarding COVID-19 from clients with existing insurance policies.

Income Protection Insurance policies do not have pandemic exclusions for existing policy holders and if you are ill and not working for longer than the waiting period, you will be able to claim your Monthly Benefit.

Term Life Insurance policies do not have pandemic exclusions for existing policy holders.

We recommend you check your beneficiary details on your Term Life Insurance and your superannuation funds.

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